:root {
  --navy: #071633;
  --navy-2: #0b2450;
  --blue: #1d4ed8;
  --ice: #f4f7fd;
  --white: #ffffff;
  --ink: #0d1526;
  --slate: #55607a;
  --line: #e2e8f5;
  --shadow: 0 18px 50px rgba(10, 30, 66, 0.11);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font: 16px/1.7 Inter, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; }
.wrap { width: min(1120px, calc(100% - 40px)); margin: 0 auto; }
.site-header {
  background: var(--navy);
  color: #fff;
  border-bottom: 1px solid rgba(255,255,255,.12);
}
.header-inner {
  min-height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.brand { display: inline-flex; align-items: center; }
.brand img { display: block; width: 174px; height: auto; }
.site-nav { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 18px; font-size: 14px; }
.site-nav a { display: inline-flex; align-items: center; min-height: 44px; color: rgba(255,255,255,.82); text-decoration: none; transition: color 200ms ease; }
.site-nav a:hover, .site-nav a:focus { color: #fff; text-decoration: underline; }
.hero {
  color: #fff;
  padding: 88px 0 82px;
  background: linear-gradient(120deg, var(--navy), var(--navy-2) 62%, #153e82);
}
.eyebrow {
  display: inline-block;
  margin-bottom: 18px;
  color: #a9c5ff;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: .14em;
  text-transform: uppercase;
}
h1, h2, h3 { margin: 0; font-family: Georgia, "Times New Roman", serif; line-height: 1.15; }
h1 { max-width: 800px; font-size: clamp(40px, 6vw, 70px); letter-spacing: -.025em; }
.hero p { max-width: 760px; margin: 24px 0 0; color: rgba(255,255,255,.83); font-size: 19px; }
.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 10px 18px;
  border-radius: 7px;
  background: #fff;
  color: var(--navy);
  font-weight: 800;
  text-decoration: none;
  transition: transform 200ms ease, background-color 200ms ease, color 200ms ease;
}
.button.secondary { background: transparent; color: #fff; border: 1px solid rgba(255,255,255,.42); }
.button:hover, .button:focus { transform: translateY(-1px); }
.content { padding: 74px 0; }
.content-grid { display: grid; grid-template-columns: minmax(0, 1.4fr) minmax(280px, .6fr); gap: 28px; align-items: start; }
.card { padding: 32px; border: 1px solid var(--line); border-radius: 14px; background: var(--white); box-shadow: var(--shadow); }
.card + .card { margin-top: 22px; }
h2 { color: var(--navy); font-size: clamp(28px, 4vw, 42px); }
h3 { color: var(--navy); font-size: 24px; }
.card p { margin: 16px 0 0; color: var(--slate); }
.facts { position: sticky; top: 20px; background: var(--ice); box-shadow: none; }
.facts h2 { font-size: 28px; }
.facts dl { margin: 20px 0 0; }
.facts dt { margin-top: 16px; color: var(--slate); font-size: 12px; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.facts dd { margin: 3px 0 0; font-weight: 700; }
.facts a { color: var(--blue); }
.faq { margin-top: 28px; }
.faq details { padding: 18px 0; border-bottom: 1px solid var(--line); }
.faq summary { cursor: pointer; color: var(--navy); font-weight: 800; }
.faq details p { margin: 10px 0 0; }
.related { padding: 0 0 76px; }
.related-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; margin-top: 24px; }
.related a { display: block; min-height: 68px; padding: 18px; border: 1px solid var(--line); border-radius: 10px; color: var(--navy); font-weight: 800; text-decoration: none; transition: border-color 200ms ease, color 200ms ease, transform 200ms ease; }
.related a:hover, .related a:focus { border-color: var(--blue); color: var(--blue); }
:focus-visible { outline: 3px solid #fbbf24; outline-offset: 4px; }
footer { padding: 28px 0; background: var(--navy); color: rgba(255,255,255,.74); font-size: 14px; }
footer a { color: #fff; }
footer p { margin: 4px 0 0; }
@media (max-width: 780px) {
  .header-inner { align-items: flex-start; flex-direction: column; padding: 18px 0; }
  .site-nav { justify-content: flex-start; gap: 10px 16px; }
  .hero { padding: 62px 0 60px; }
  .content-grid { grid-template-columns: 1fr; }
  .facts { position: static; }
  .related-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 440px) {
  .wrap { width: min(100% - 28px, 1120px); }
  .card { padding: 24px; }
  .related-grid { grid-template-columns: 1fr; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; }
}